Collateral Loans
Cash Today, within 10 minutes.
Send a few details ahead of your visit and we'll have an estimate waiting at the counter.
Step one
Bring the item in
Jewelry, watches, instruments, tools — anything with real resale value.
Step two
We appraise it
Weighed, tested, and explained at the counter, no obligation.
Step three
Take the cash
Accept the offer and walk out the same day, usually in ten minutes.
Step four
Repay and collect
Up to 90 days to repay plus a small fee. Your item waits in the vault.
How a loan works
A collateral loan is simple. Bring in an item of value — jewelry, a watch, an instrument, a tool — and we'll appraise it on the spot. If you accept our offer, you receive cash the same day and we hold the item safely in our vault. You have up to 90 days to repay the loan plus a small interest fee and take your item home. No credit check, no lasting record — just a fair, private exchange.
Ahead of your visit
Start a loan request
Attach any documents (ID, receipts, certificates), photos of your item, and a short description.
Come by the shop
136 E Victoria St, Santa Barbara, CA 93101 · Mon–Sat · Closes 5:30 PM
Call (805) 966-6264